About Us

Our Core

Commitments

Welcome to Creative Premiums Consulting, the dba of Family IQ Agency. We are redefining how businesses access workplace solutions by offering an independent, client-first approach. Our tailored services drive efficiency, growth, and success — all guided by our mission, vision, and core values to ensure exceptional value at every step.

Vision

To be the trusted partner for small and mid-sized businesses, empowering them to reach their highest potential through innovative, unbiased solutions across HR, payroll, benefits, risk management, and beyond. We envision a future where businesses focus on what they do best, while we expertly support their operational needs.

Mission

We are committed to understanding and solving the unique challenges small and mid-sized businesses face. We specialize in navigating the full range of workplace solutions — from PEOs and benefits to HR, payroll, workers' comp, and technology optimization — ensuring our clients receive personalized, best-fit options without bias toward any one provider.

Values

Integrity, excellence, collaboration, and innovation guide everything we do. We are dedicated to acting with transparency, delivering high-quality solutions, building lasting partnerships, and continuously evolving to meet the needs of a dynamic business world.

Why Choose Creative Premiums Consulting?

Businesses that partner with Creative Premiums

When you partner with Creative Premiums, you save time, reduce costs, and gain a true advocate. We vet top-tier vendors and solutions across multiple areas, not just PEOs, so you get clear, unbiased comparisons from one trusted source. With our expert guidance, you can confidently navigate the complex HR and administrative landscape — and make decisions that drive lasting impact for your business.

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Managing Partner

Oswaldo "Oz" Rivas

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Managing Partner

Alondra Oliva

Want to know more

About Us

At Creative Premiums Consulting, we are passionate about empowering businesses with the tools, insights, and support they need to grow, compete, and thrive in today’s dynamic market.

Lets Connect

Reach out today to discover how our tailored solutions can help your business achieve new levels of success.

How can we help?